Primary Liability Insurance
At SCI, we make sure truckers get the best Primary Liability Insurance at the most affordable rates. Our expert team provides same-day assistance to help you get covered quickly, backed by exceptional customer service and a speedy claims process.
With SCI, you don’t just get insurance — you get trust, reliability, and true value for your trucking business.
Meet Your Trucking Needs at the Most Affordable Rate!
Assured protection with exceptionally great service
Whether you’re an independent trucker, private carrier, or manage a fleet, your trucks have the potential to cause third-party damage or injuries during operations.
To shield yourself and your business from financial strain, Primary Liability Insurance is essential.
What is Primary liability insurance?
Primary Liability Insurance provides coverage for bodily injury and property damage caused to third parties when your truck is involved in an accident and is at fault.
This type of insurance is a mandatory federal requirement for all commercial truck drivers, ensuring protection for others on the road.
However, it’s important to note that Primary Liability does not cover your own truck or cargo if it’s damaged due to theft, fire, vandalism, or natural disasters.
To cover these risks, you should consider adding Physical Damage, Cargo, or Comprehensive Coverage to your policy.
Who needs primary liability insurance?
Every commercial truck driver or carrier operating for hire is legally required to have primary liability insurance.
Driving without it can lead to penalties, fines, and even suspension of your operating authority by state or federal agencies.
You can review detailed insurance requirements on the FMCSA (Federal Motor Carrier Safety Administration) website, or speak with one of our licensed SCI agents for expert guidance.
- Landstar Systems
- Transcore
- UIIA
- Fuller Transport
- Sargent Trucking
- Registry Monitoring Insurance Services (RMIS)
- C.H. Robinson
- Schneider Logistics
- England Logistics
- Total Quality Logistics
- Chop Tank Transport
- Patterson Truck Brokerag
- JB Hunt
- Allen Lund
- CRST Logistics
- BNSF Logistics
- John J Jerue
- Many More...
How can you protect your trucks in the best way?
Purchasing primary liability insurance is the best way to begin. If you want to add blanket protection to your trucks then you should consider getting comprehensive coverage, cargo insurance, trailer insurance, etc. in your insurance package.
These insurance coverages will safeguard your trucks and business completely. It will protect your commercial vehicles from every sort of damage both on and off the road. If you have broad coverage then you won’t be held liable for paying all the costs from your own pockets in the event of an accident.
What are the benefits of getting primary liability insurance coverage?
- Bodily injury: Accidents can lead to physical disability and even death. This insurance pays for the third-party medical costs incurred after an accident.
- Property damage: Your trucks can badly damage another person’s vehicle or public property in a collision. This coverage protects you against another person’s property destruction or loss when your vehicle is at fault.
- Repute protection: Accidents can put your business operations on hold for a long time. This insurance helps in protecting your business reputation which can get badly affected after such incidents.
- Financial support: In the event of accidents your truck can badly injure another person’s physical well-being and property. This insurance helps you cover the medical bills and repairing costs of their broken vehicle.
What does primary liability insurance NOT cover?
Why choose SCI for primary liability insurance?
With over 30 years of industry experience, SCI stands as a trusted name in commercial truck insurance.
We deliver a powerful blend of affordability, fast service, and reliable coverage, designed specifically for truckers and small fleets.
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