Auto Haulers Insurance
Transporting vehicles from point A to point B is challenging and comes with multiple risks both on and off the road. From damage to cargo and trucks to third-party liability, the right Auto Haulers Insurance protects your business from all possible risks.
At Southern Charm Insurance, we provide customized Auto Hauler Insurance coverage designed to fit your business needs all at the most affordable rates.
Get the best auto hauler insurance coverage at the lowest price!
Finest coverage at your affordability
Searching for Auto Hauler Insurance?
Southern Charm Insurance has over 30 years of experience providing vehicle transport and trucking insurance to clients across the country. With hundreds of 5-star Google reviews and an A+ rating from the BBB, Southern Charm Insurance is your trusted partner for fast, reliable, and affordable truck insurance quotes.
Our dedicated customer service, expert sales team, quick claim settlements, and high-quality service make us stand out from other commercial insurance providers.
What is auto hauler insurance?
As an auto hauler, you transport high-value cargo, and even minor damage can be costly. Beyond cargo damage, there’s also the risk of injury to others or damage to property during transport.
Additionally, cargo can be stolen, damaged by fire, explosion, or natural disasters.
Auto Hauler Insurance provides full protection against these financial risks — ensuring your business remains secure from the unexpected.
What are the benefits of auto hauler insurance?
Every auto hauler faces unique risks — from loading errors and damaged windshields to on-road accidents. With the right coverage, you protect not only your cargo but also your business operations.
Here are key benefits of carrying wide-ranging Auto Hauler Insurance:
- Protection against damages: This insurance coverage provides security against the damages that arise out of an accident or collision.
- Financial support: As this policy pays out for all the losses and damages you suffer in the event of an accident, it provides huge financial support in such incidents.
- Cargo safety: The vehicles you haul are not only expensive but your responsibility. Auto hauler insurance protects the cargo against several likely risks both on and off the road.
- Security of your own truck: The truck and the trailer you use for transporting vehicles is vital components for your business success. Auto hauler insurance coverage provides complete security to your hard-earned investment as well.
What does auto hauler insurance cover?
Auto hauler operations face risks that standard truck insurance doesn’t cover. That’s why Southern Charm Insurance combines multiple coverages to offer complete protection.
- Bodily injury: If your truck or cargo does a physical injury to other people in a crash or accidental release of shipment then this insurance pays for the expenses incurred in the event.
- Property damage: This coverage pays for the damages your truck causes to other people’s property in an accident.
- Medical payment: No matter who's at fault in an accident, this coverage pays for the medical expenses of the injured passengers including you in the event of an accident.
- Comprehensive coverage: This policy pays for the damages and losses you suffer in the incident of a fire, theft, vandalism, explosion, animal contact, or natural calamities.
- Collision coverage: This coverage protects you against the damages and losses resulting from a collision with an object, or another vehicle, and flipping over. It also pays for the cost of repairing your truck.
- Uninsured motorist coverage: This pays for the repair and medical costs when a driver without adequate insurance causes an accident. When the driver doesn’t have the proper insurance to pay for your damages or physical injury, uninsured motorist coverage comes into play.
What coverages do you need as an auto hauler?
Standard commercial auto insurance may leave coverage gaps. To fully protect your business, consider adding these essential options:
- Cargo insurance: The cargo you haul is an essential part of your business. This coverage protects you against the cost of replacing or repairing damaged vehicles.
- Trailer coverage: This coverage protects you against physical damages to the trailer in an incident.
- Trailer interchange insurance: This policy covers the trailer which is rented or owned by another party.
- Unattended vehicle coverage: Many auto insurances don’t cover you against the loss occurring to your truck when left unattended. Here unattended vehicle coverage comes into play to protect you against such losses.
- Auto hauler diminished value coverage: Cargo insurance only pays for repairing the damaged vehicles you haul but doesn’t cover the loss to the dealer for the diminished value of the vehicle after undergoing repair. Here auto hauler diminished value coverage cover this gap.
Why Choose Southern Charm Insurance?
- Over 30 years of industry experience
- Hundreds of 5-star reviews and an A+ BBB rating
- Affordable premiums with flexible payment options
- Fastest claim settlements in the business
- Personalized coverage tailored for owner-operators and fleet owners
At Southern Charm Insurance, we believe in building trust through transparency, reliability, and care. We work with you to design a policy that fits your business perfectly — without overpaying for coverage you don’t need.
GET A FREE QUOTE
Get a personalized quote in a few simple steps.